Flexible Risk Assessment

Flexible customer risk scoring tailored to your business needs

Build tailored risk scoring models with full control over risk criteria and thresholds. Ensure accurate customer classification, reduce false positives, and maintain full compliance with local regulations.

Request Demo
Challenges

Challenges We Solve

Request Demo
Misalignment with your business risk profile
Generic risk scoring models may not reflect your customer segments, product or geographical risk. This may lead to high-risk customers being under-scored and low-risk clients rejected, harming both compliance and business growth.
Failure to comply with local regulations
Applying a one-size-fits-all scoring model across regions overlooks local regulatory requirements and sector-specific risk, which can expose institutions to regulatory breaches.
Delays in adapting to evolving customer risk profiles
Most systems require vendor support to modify rules or risk scoring logic, resulting in delayed response to regulatory changes, business risk or customer behavior.
How FOCAL facilitates this use case

How We Enable Flexible Risk Scoring

FOCAL empowers organizations to define and modify risk scoring models to align with their business risk, regulatory requirements, and strategic goals.

Request Demo
Depicting AI-native platform

Design risk models for your unique business needs

  • Select relevant customer attributes such as source of funds, beneficial owners, nationality, PEP, among others to build a custom risk scoring model.
    ‍
  • Assign weights to each factor, to align with your institution’s risk appetite.
    ‍
  • Build risk models specific to each customer segment for enhanced accuracy.
Depicting AI-native platform

Enable dynamic risk scoring

  • Tailor risk rules for each jurisdiction, so you always meet local regulatory requirements and reduce exposure to regional threats.
    ‍
  • Use custom scoring setups for different customer groups, optimizing approvals and reducing false positives in every segment.
    ‍
  • Maintain centralized control over all models, allowing you to scale compliance operations efficiently while ensuring consistency and oversight.
Depicting AI-native platform

Adjust scoring logic as policies shift

  • Instantly update rules to reflect new regulations or emerging threats.
    ‍
  • Continuously evaluate customer risk profiles based on customer information, product & service-related details, and geographic information.
    ‍
  • Trigger instant alerts when profiles change, enabling immediate action.
Benefits

How FOCAL adapts to your risk strategy

Enable faster, frictionless client onboarding
Automatically fast-track low-risk customers, reducing onboarding times and mitigating compliance risk.
Reduce false positives and unnecessary manual reviews
Apply precise risk segmentation to minimize unnecessary alerts and reviews, allowing investigators to focus on genuinely high-risk cases.

Ensure consistent risk assessment across regions
Configure jurisdiction-specific rules and thresholds to meet local requirements and scale your business safely across regions.
Advantages

Why Businesses Choose FOCAL

Designed to meet the highest regulatory standards.

Request Demo
This is some text inside of a div block.
Evaluate customers using configurable rules for accurate risk profiling.

This is some text inside of a div block.
Accelerate onboarding by auto-clearing low-risk customers and reducing the workload of onboarding team.
This is some text inside of a div block.
Automatically escalate high-risk or PEP profiles for enhanced due diligence.

This is some text inside of a div block.
Adapt risk scoring models over time with changing in customer behavior.

Industries

Industries We Protect

Designed to meet the highest regulatory standards.

Request Demo
This is some text inside of a div block.
Banks & Financial Services
This is some text inside of a div block.
Fintech
This is some text inside of a div block.
Capital Markets
This is some text inside of a div block.
Financing & Lending
This is some text inside of a div block.
Insurance
This is some text inside of a div block.
Buy Now, Pay Later
This is some text inside of a div block.
Governments & Public Services
Testimonials

Real Results from Real Teams

Hear how FOCAL is helping compliance teams work faster and reduce risk.

Request Demo

Fair to say that FOCAL’s sanction screening solution is straightforward, reliable, and always available. Not to mention FOCAL’s professional and friendly account managers and subject-matter experts who guided us through the entire process.

Hashem Sbeitan
Risk & Fraud Director

FOCAL has proven to be an invaluable asset for us, resulting in more than 87% reduction in our onboarding time and enhancing our operational efficiency. This has allowed us to easily onboard new customers and grow confidently.

Ali Alshamrany
Risk & Fraud Director

FOCAL allows us to be compliant quickly. We use FOCAL to automate the screening of our customers with relative ease. FOCAL’s ever-evolving offerings never fail to surprise us, and it gives us confidence in the product’s ability to keep up with rising expectations of both regulators and customers.

Hussein Hejles
Director of Compliance
FAQ’s

Frequently Asked Questions

  • Can I set different scoring models for different regions?

    Yes. FOCAL supports region-specific scoring rules to ensure compliance across jurisdictions.

  • What if my risk appetite changes over time?

    You can update thresholds, weights, and logic at any time without needing platform changes or vendor support.

  • How fast can changes to scoring be implemented?

    Changes can be applied instantly and go live without interrupting ongoing operations.

  • Do I need to rely on IT for changes?

    No, risk and compliance teams can update logic directly from the FOCAL interface.

    • Scale Onboarding With a Fully Compliant KYC Process

    Build a risk-based customer scoring to automate KYC checks, fast-track low-risk applicants, and ensure a fully compliant onboarding process.

    Request Demo