Transaction Monitoring

Fight money laundering with the power of Agentic AI

Monitor every transaction and safeguard your operations against money laundering risk. FOCAL’s advanced platform combines ML models, dynamic rules engine, and built-in Agentic AI for comprehensive transaction monitoring.

Features

A powerful platform for Compliance professionals

Powerful, configurable features that help detect suspicious activity faster, reduce noise, and support consistent investigations at scale.

Comprehensive AML rules and typologies

Use a library of pre-configured AML scenarios, thresholds, and typologies to detect suspicious activity consistently across all customer segments.

Dynamic Rule Builder

Create, modify, and fine-tune transaction monitoring rules to reduce false positives and improve detection accuracy.

Rule Simulation

Test and validate transaction monitoring rules before deploying them in a live environment. Fine tune rules and thresholds to optimize alert quality.

Anomaly Detection

Quickly Identify irregular patterns in financial transactions, using unsupervised ML models to detect hidden AML risks missed by other systems.

Behavioural Risk Modelling

Leverage ensemble ML models to detect unusual transaction behavior such as high transaction velocity, location mismatches, or spending patterns.

Agentic AI for investigations and reporting

Leverage FOCAL’s Agentic AI to summarize alerts, extract key patterns, highlight risk drivers, and generate SAR-ready narratives to accelerate investigations.

Regulatory & Internal Reporting

Auto‑generate SAR report and comply with local regulatory requirements using a built-in Agentic AI. Easily download these reports in FOCAL Transaction Monitoring and export them to internal and external regulatory stakeholders.

Unified alert and case management

Route alerts into centralized case management to review transactions, document findings, escalate issues, and maintain complete audit trails.

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Benefits

How FOCAL improves your transaction monitoring outcomes

Get comprehensive risk coverage
Use a comprehensive rules library aligned with global and regional AML regulations to ensure complete risk coverage from day one.
Reduce false positives
Leverage supervised learning, anomaly detection, and behavioral models to improve detection accuracy and reduce false positives.
Accelerate investigations with Agentic AI
FOCAL’s agentic AI highlights risk drivers, summarizes case details, and automates SAR reporting to streamline investigations.
Adapt Rules to Your Risk Profile
Create, modify, and fine-tune Transaction Monitoring rules to match your unique risk profile using a flexible, no-code rule builder designed for rapid changes without IT dependency.
USE CASES

How can MOZN Help Your Organization

Suspicious Transaction Monitoring
Leverage dynamic rules with advanced machine learning models to accurately detect layering, pass-through, structuring, and other money laundering techniques
Real-time Transaction Monitoring
Detect and block laundering attempts in real time using dynamic rules and advanced machine learning models, even at peak transaction volumes
Money Mule Prevention
Build an accurate 360-degree Mule Profile with FOCAL to accurately detect and block 2X more mule accounts.
Customer & Entity Risk Assessment
Build a risk-based transaction monitoring process that aligns with a holistic risk profile of your customers for better detection.
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Stay Ahead of Financial Crime Risk with Real-time Transaction Monitoring

See how FOCAL can help your team to detect suspicious activity, improve investigation quality, and respond to emerging AML risks with confidence.