FOCAL unifies device, behavioral, and transaction intelligence into one end‑to‑end platform, giving businesses the ability to detect, prevent, and respond to fraud at every stage of the customer journey.
Enterprise Fraud Management
FOCAL unifies device, behavioral, and transaction intelligence into one end‑to‑end platform, giving businesses the ability to detect, prevent, and respond to fraud at every stage of the customer journey.
FOCAL covers the full fraud lifecycle from account creation to user interactions and real‑time payments all within a single platform. FOCAL delivers a holistic view of risk, enabling you to detect, investigate, and prevent fraud seamlessly from one place without relying on disconnected systems or siloed tools.
Explore how FOCAL protects your customers at every step of their user journey.
Evaluates non-financial and financial user data in real time, allowing you to proactively act against suspicious activity to mitigate fraud risk.
Tracks device and browser fingerprints across sessions ensuring accurate user identification even after app reinstallation, making it easier to block repeat offenders.
Uses fraud signals to flag high risk devices, accounts, or beneficiaries in real time, enabling the detection of coordinated attacks or fraud rings while maintaining data privacy.
A comprehensive library of pre‑built fraud detection rules built to detect common attack patterns. Teams can easily customize thresholds, conditions, and workflows to match their specific risk appetite and in the roadmap regulatory requirements.
Enables automated decision making where fraud rules trigger actions based on user behavior such as blocking high-risk devices, flagging suspicious accounts, or escalating cases for review.
Leverages machine learning to spot unusual device behaviors and continuously learn over time to detect and prevent emerging fraud patterns.
Define and manage your own data attributes, so you can create a data schema unique to your business and use those fields across rules, investigations, and reports to detect fraud in ways that match your operations.
Analyzes real-time IP data and geolocation signals to detect and block high-risk activities. Identifies suspicious IP addresses, VPN usage, and fraud hotspots while tracking device locations to prevent fraud linked to high-risk areas.
Combines signals to connect financial and non-financial data into a unified, multi-dimensional risk profile that enables early detection of fraud patterns that would otherwise go unnoticed in isolated systems.
Enterprise Case Management gives fraud teams complete visibility across devices, events, and payments, so they can quickly prioritize and resolve cases with confidence and compliance-ready reports.
.svg)
.svg)
Hear how FOCAL is helping compliance teams work faster and reduce risk.
Detect threats early, reduce losses, and protect your users with proactive fraud prevention.
.svg)
.svg)
.svg)
