Use Cases

Focal Use Cases

Customer Due Diligence
Sanction and Watchlist Screening
Screen new customers at onboarding using patented AI to accurately detect high-risk individuals and entities.

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Flexible Risk Assessment
Build tailored risk scoring models with full control over risk criteria and thresholds. Ensure accurate customer classification, reduce false positives, and maintain full compliance with local regulations.
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Ongoing Customer Screening and Alerts
This iFOCAL continuously re-screens customers on every watchlist update or KYC change in the background, ensuring new risks are detected immediately, and compliance gaps are closed.s some text inside of a div block.
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Tailored Customer Screening
Configure thresholds, watchlists, and approval workflows to match your business and industry needs, ensuring complete regulatory compliance, reduced customer friction and complete control
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Customer Entity Risk Assessment
Apply pre-configured or tailored rules to accurately assess customer risk, ensuring rapid approvals for low-risk clients and complete regulatory compliance.
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Ongoing Customer Risk Scoring and Alerts
FOCAL continuously evaluates customer risk across KYC data, behavioral patterns, product use, and geography, providing accurate risk profile at every stage of the customer lifecycle.
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AML Compliance
Suspicious Activity and Transaction Monitoring
Uncover suspicious activities early with an AML platform that leverages dynamic rules with advanced ML models for unmatched accuracy.
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Real-time Transaction Monitoring
Detect and block suspicious transactions instantly with FOCAL’s ML-powered real-time monitoring. Ensure compliance and full risk coverage, even at peak transaction volumes.
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Money Mule Prevention
From Onboarding to real-time transactions, detect unique money mule behavior at various stages of a customer journey with FOCAL.
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Customer & Entity Risk Assessment
Tailor transaction monitoring policies to your customer’s risk profile to implement a risk-based AML compliance.
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Enterprise Fraud Management
VPN Abuse and IP Spoofing
Detect obfuscated IPs and spoofed locations before they impact the digital journey across onboarding, sessions, and transactions.
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Account Sharing Abuse
Limit account sharing and credential abuse without disrupting legitimate multi-device use.
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Account Takeover
Protect customers across the entire digital journey by linking login, behavioral events, and payments into one continuous account takeover (ATO) defense.
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Promo and Coupon Abuse
Detect fake sign‑ups, repeat redemptions, and device‑based bonus farming so discounts reward real customers, not fraud rings and bots.

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Rooted and Jailbroken Devices
Detect rooted and jailbroken devices. Block sensitive actions and stop malware fraud before accounts are touched.
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Identity Fraud Detection
Identify virtual or emulated environments used to bypass security or automate fraud through artificial device signals.
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Device Spoofing and Emulation Detection
Detect emulators, spoofed fingerprints, and automation bots so large-scale fraud never mimics real user behavior.

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Multi-Account Abuse
Protect onboarding, promos, and high value transactions by scoring linked accounts and suspicious setups in real time, before fraud scales.
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AI-Driven Precision in
Fraud Risk and AML Compliance

Streamline your operations and empower informed decision-making in emerging markets with us.

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The Challenge
Organizations face rising financial crime, stricter regulations, and outdated systems. Manual reviews, siloed tools, and false alerts slow down enterprises and leave them exposed.
The solution

Why FOCAL?

FOCAL by MOZN accelerates fraud detection, automates compliance, and keeps organizations ahead of fast-changing risks and regulations.

One Centralized Platform

Bring fraud detection, AML, and due diligence into one seamless AI-native solution.

Adaptive Machine Learning

Self-learning models improve accuracy, cut false positives, and adapt as risks shift.

Localized Intelligence

Built-in rules, watchlists, and data tuned to local regulations and realities.

Rapid Deployment

Pre-built integrations and a single API for faster time-to-value. 

Scalable by Design

Cloud-native, modular architecture that grows across products, channels, and regions.

Expert Support

Local specialists with global compliance know-how at your side.

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MOZN FEATURED RESOURCES

Insights and Expertise at Your Fingertips

Mozn builds AI platforms with precision, adaptability, and performance across every use case.

Browse All Resources
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